MoneyMe MoneyMe is a free desktop program built for everyday budgeting. It doesn’t try to mimic full accounting packages — instead, it gives a simple space to record income, expenses, and a few recurring payments. The idea is to keep track of money without getting lost in settings or endless menus. How it works day to day
HandyCash Free HandyCash Free is a personal finance tool created for people who want to manage money without fighting with complicated accounting software. It focuses on the basics: track income, record expenses, and keep an eye on where the balance stands. The interface is intentionally straightforward, making it a good fit for households or individuals who prefer something more structured than a notebook but lighter than professional accounting systems. How it works in daily use
Piggy Budget Lite Piggy Budget Lite is a free household budgeting program that focuses on simplicity. The idea behind it is close to the old “piggy bank” approach: each expense is logged, sorted into a category, and then added up to show how much remains. Rather than acting like a heavy accounting suite, it keeps things light and clear, helping individuals and families plan their everyday spending. How it works in practice
Checkbook for Excel (Free templates) Checkbook for Excel is not a new application but rather a set of ready-made spreadsheets that turn Microsoft Excel into a personal finance register. For anyone already using Excel, it feels natural: transactions are logged directly in the sheet, balances are updated with formulas, and the entire workflow stays inside one familiar tool. There is no extra software to learn, just a template that helps keep money matters organized. How it works in practice
Expenditure Expenditure is a small Windows program built for one thing only — keeping a close eye on everyday spending. It doesn’t pretend to be a full accounting suite or a professional finance system. Instead, it offers a plain ledger where payments and receipts are noted down, and from those entries, the bigger financial picture slowly appears. How it works day to day
PennyWise PennyWise is a small, free program that helps keep household spending under control. It doesn’t try to be a full accounting suite and doesn’t overwhelm with features most people will never touch. Instead, it offers a simple place to record income and expenses, then shows how money is actually being used over time. Everyday use